Please read these Terms of Service carefully. By accessing or using Smart Money API, you agree to be bound by these Terms. If you do not agree, do not use our Service.
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Smart Money API, operated by Ardit Tashi ("Smart Money API," "we," "us," or "our"), governing your access to and use of our website (smartmoneyapi.com), API services, dashboard, documentation, and all related features (collectively, the "Service").
By creating an account, generating an API key, or otherwise accessing the Service, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.
These Terms apply to all users of the Service, including free-tier users, paid subscribers, and enterprise customers.
To use the Service, you must:
By using the Service, you represent and warrant that you meet all eligibility requirements. We reserve the right to terminate accounts and refuse service to anyone at our sole discretion.
You must create an account to access the Service. You agree to provide accurate, complete, and current information during registration and to update this information if it changes. You are responsible for maintaining the confidentiality of your account credentials.
Upon registration, you will be issued one or more API keys tied to your account and subscription tier. You are solely responsible for:
We reserve the right to revoke any API key at any time if we believe it is being misused or if your account violates these Terms.
You may not create multiple free-tier accounts to circumvent rate limits or restrictions. Creating duplicate accounts is a violation of these Terms and may result in all associated accounts being terminated.
API calls are subject to rate limits based on your subscription tier:
Daily quotas reset at 00:00 UTC. Requests exceeding your limit return HTTP 429 (Too Many Requests). Persistent limit violations or suspected abuse may result in temporary or permanent suspension.
Access to specific API endpoints is determined by your subscription tier as documented in our API Documentation. We reserve the right to change endpoint availability with reasonable notice.
We strive to maintain high API availability but do not guarantee 100% uptime. Planned maintenance will be announced in advance where possible. You can monitor current service status at status page.
Even within your rate limits, you agree to use the Service in a fair and reasonable manner. The following are prohibited:
We reserve the right to throttle, suspend, or terminate accounts that we determine are in violation of this fair use policy, in our sole discretion.
Paid subscriptions (Trader, Pro, Enterprise) are billed on a monthly recurring basis through Stripe, our payment processor. Current pricing is available at pricing page and is subject to change with at least 30 days' notice to existing subscribers.
By subscribing, you authorise us to charge your payment method on a recurring monthly basis. Billing occurs on the same day each month as your initial subscription date. You are responsible for ensuring your payment information remains current. Failed payments may result in service suspension.
You may upgrade your subscription at any time; the change takes effect immediately and you will be charged a prorated amount for the remainder of the current billing period. Downgrades take effect at the end of the current billing period.
Prices do not include applicable taxes. You are responsible for any taxes, duties, or levies applicable to your use of the Service in your jurisdiction. We may collect taxes where legally required.
If you are subscribing to a paid plan for the first time, you may claim a refund within 30 days of your initial payment, no questions asked and with no usage condition. Use the Service as heavily as you like during that window; it does not affect your eligibility. There is no form to complete and no reply to wait for — the refund is issued immediately from your account page, and your subscription is cancelled at the same time.
Both monthly and annual plans are refunded IN FULL inside the 30 day window — the whole amount you paid, whatever you used. Annual plans used to be refunded only for the unused remainder of the year; that is no longer the case and the full amount is returned. Reducing the refund by the days you have already used begins only after day 30, under 7.2 below. This guarantee applies once per customer — not once per account — and does not extend to subsequent renewals. We identify a customer by the payment card used and by the email address on the account, so opening a second account does not create a second guarantee. You are always welcome to subscribe again; a repeat subscription simply is not covered by a further money-back guarantee, and you will be told this before you pay rather than after you ask.
Outside the first-time money-back window, refunds — when granted — are calculated on a prorated basis for the unused portion of your current billing period only. We automatically count the days already elapsed in the period (which are considered consumed and non-refundable) and refund only the value of the remaining, unused days. For example, if you paid for a 30-day period and request a refund on day 20, you may receive a refund corresponding to the 10 unused days.
Why the elapsed days are not refunded. This is a metered service: the data is delivered as you call it, and a day you have already queried cannot be returned to us. At checkout you are asked to confirm, in a checkbox you must tick before paying, that you want the service to start immediately and that you therefore give up the 14-day right of withdrawal that EU law gives consumers on distance contracts (Consumer Rights Directive 2011/83/EU art. 16(m); Codice del Consumo art. 59). We record that consent against your checkout. Your 30-day money-back guarantee in 7.1 is more generous than that statutory right and is not affected by it — it is what actually protects you, and it does not ask you to justify anything.
We may issue a full refund where:
If the Service returns data that is stale beyond the refresh window stated for that endpoint, or that is demonstrably incorrect, and you report it to us with enough detail for us to reproduce it — the endpoint, the approximate time of the request, and the response you received — we will refund the full month in which the fault occurred. This refund is not prorated.
Every data response carries a meta object containing source_ts (when the underlying data was produced), age_s, and a stale flag, so the staleness of any given response is verifiable by you at the time you receive it and does not depend on our assessment after the fact. This guarantee applies once per billing period and does not apply to data we have labelled as estimated or modelled (for example liquidation estimates, which are explicitly marked estimated: true), nor to upstream exchange outages that we report on our status page.
Amounts corresponding to time and API usage already consumed, one-time gifts or promotional credits, and renewal charges (beyond the prorated unused portion) are non-refundable. Fees are otherwise non-refundable except as expressly set out in this Section 7.
If you are inside the 30-day window described in 7.1, you do not contact us at all — you claim the refund yourself from a button on your account page, and it is issued immediately. There is no form and no reason to give.
For every other case in this Section 7 — a prorated refund outside the window, or a data-accuracy refund under 7.4 — contact us via the contact form with your account email. Approved refunds are returned to your original payment method via our payment processor and typically appear within 5–10 business days. Refund eligibility and the applicable method (full or prorated) are determined in accordance with this policy.
The Service, including all software, algorithms, data processing logic, website design, documentation, and trade secrets, is the exclusive intellectual property of Smart Money API / Ardit Tashi, protected by copyright, trade secret, and other applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Service solely as permitted by these Terms and your subscription plan.
You retain ownership of any data you provide to the Service (such as watchlist configurations, webhook URLs, or custom alert rules). By providing this data, you grant us a limited licence to use it solely to deliver the Service to you.
Market data, whale signals, on-chain analytics, and derivative intelligence provided through the API are made available to you for your personal or internal business use. You may not:
You may use API output to power your own trading bots, internal tools, and applications, and you may display derivative analysis results to your end users.
If you submit feedback, suggestions, or feature requests, you grant us an irrevocable, royalty-free right to use such feedback in any manner without obligation to you.
You agree not to use the Service to:
IMPORTANT: Nothing on Smart Money API constitutes financial, investment, legal, or tax advice. All data, signals, analysis, and content provided through the Service are for informational purposes only.
Cryptocurrency markets are highly volatile and speculative. Trading or investing in cryptocurrencies involves substantial risk of loss, including the possible loss of all capital invested. Past performance of any signal, strategy, or indicator is not indicative of future results.
Smart Money API data should be used as one input among many in your own independent research and decision-making process. You are solely responsible for all trading and investment decisions you make. We strongly recommend consulting a qualified financial advisor before making investment decisions.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, RELIABILITY, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SMART MONEY API, ITS OPERATOR ARDIT TASHI, OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR:
EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US IN THE THREE MONTHS PRECEDING THE CLAIM OR (B) USD $50.
Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the fullest extent permitted by law.
You agree to indemnify, defend, and hold harmless Smart Money API, Ardit Tashi, and their respective agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising from or relating to:
You may terminate your account at any time by deleting your account from the dashboard or using the contact form. Termination of a paid subscription cancels future billing; you retain access until the end of your current billing period. We do not issue refunds for unused portions of a billing period except as described in Section 7.
We reserve the right to suspend or terminate your account and API access at any time, with or without notice, for any reason including but not limited to:
Upon termination, your right to access the Service immediately ceases. Sections of these Terms that by their nature should survive termination will survive, including intellectual property, disclaimer, limitation of liability, indemnification, and governing law.
These Terms shall be governed by and construed in accordance with the laws applicable to the jurisdiction in which Ardit Tashi is based, without regard to conflict-of-law principles.
Before initiating any formal legal proceedings, you agree to first contact us via the contact form and attempt to resolve the dispute informally for at least 30 days.
If informal resolution fails, disputes shall be resolved through binding arbitration or in the courts of competent jurisdiction in the applicable territory, as determined by applicable law. Consumer protection laws in your jurisdiction may provide you with rights that cannot be waived by contract.
Users located in the European Union retain the right to bring claims before courts in their country of residence and to use the EU Online Dispute Resolution platform at ec.europa.eu/consumers/odr.
We may update these Terms from time to time to reflect changes in our practices, applicable law, or Service features. When we make material changes, we will:
For paid subscribers, material changes that negatively affect your subscription terms will not take effect until your next billing period, giving you the opportunity to cancel if you do not agree. Your continued use of the Service after the effective date of changes constitutes acceptance of the revised Terms.
Questions about these Terms? Contact us:
Smart Money API
Operated by: Ardit Tashi, Italy
VAT / P.IVA: IT11291420963
Email: support@smartmoneyapi.com
Contact form: contact page · Enterprise: enquire