Cookies are small text files placed on your device (computer, tablet, or mobile) when you visit a website. They are widely used to make websites function correctly, work more efficiently, and to provide analytics information to site operators.
Cookies set by the website operator (in this case, Smart Money API) are called "first-party cookies." Cookies set by parties other than the website operator are called "third-party cookies." Third-party cookies enable third-party features or functionality (such as payment processing and authentication) to be used on or through the website.
Cookies may be "session cookies," which expire when you close your browser, or "persistent cookies," which remain on your device for a set period or until you delete them.
Smart Money API uses cookies and similar technologies (such as localStorage and sessionStorage) to:
We do not use cookies for advertising, retargeting, or to track you across unrelated third-party websites.
These cookies are strictly necessary for the Service to function. They cannot be disabled without breaking core functionality such as authentication and security. No consent is required to set these cookies under GDPR, as they are necessary for contract performance.
| Cookie Name | Purpose | Duration |
|---|---|---|
| __session | Firebase Authentication session token — keeps you logged in | Session / 14 days |
| firebase:authUser | Firebase local auth state stored in localStorage | Persistent |
| sma_theme | Your selected UI theme preference (dark/light) | 1 year |
| sma_cookie_consent | Stores your cookie consent choice (essential/all/declined) | 1 year |
| CSRF token | Cross-site request forgery protection for form submissions | Session |
These cookies help us understand how visitors interact with our website. All analytics data is aggregated and anonymised — we cannot identify individual users from analytics data alone. These cookies are only set if you accept analytics cookies via our consent banner.
| Cookie / Storage Key | Purpose | Duration |
|---|---|---|
| sma_session_id | Anonymous session identifier for page flow analytics | Session |
| sma_first_visit | Records first visit date for cohort analysis (anonymised) | 1 year |
| sma_ref | Records referral source to understand traffic origin (anonymised) | 30 days |
We do not use Google Analytics or other third-party analytics services that track users across websites. Our analytics are self-hosted and privacy-preserving.
Some pages of our Service involve third-party providers that may set their own cookies. We have limited control over these cookies; please refer to each provider's privacy and cookie policy for details.
When you sign in using Google, Firebase Authentication sets cookies and uses localStorage to manage your session. These are essential for the authentication flow. Google's cookie information: policies.google.com/technologies/cookies.
When you access billing or subscription pages, Stripe may set cookies to prevent fraud and ensure secure payment processing. These cookies are essential to Stripe's fraud detection systems. Stripe's cookie policy: stripe.com/cookie-settings.
| Cookie | Provider | Purpose |
|---|---|---|
| __stripe_mid | Stripe | Fraud prevention, device fingerprinting for payment security |
| __stripe_sid | Stripe | Session-level fraud prevention during checkout |
Cloudflare, our CDN and security provider, may set cookies for bot detection and DDoS mitigation. These are security-essential and cannot be disabled. Cloudflare's cookie policy: cloudflare.com/cookie-policy.
| Cookie | Purpose | Duration |
|---|---|---|
| __cf_bm | Bot management — distinguishes humans from automated traffic | 30 minutes |
| cf_clearance | Records passing of a Cloudflare security challenge | 1 day |
When you first visit Smart Money API, a cookie consent banner allows you to accept all cookies or essential cookies only. You can change your preference at any time by clicking "Cookie Settings" in the website footer.
You can also control cookies through your browser settings. Most browsers allow you to:
Instructions for common browsers:
Note: Disabling essential cookies will prevent you from logging in and accessing paid features of the Service.
Some preferences are stored using browser localStorage rather than cookies. You can clear this data through your browser's developer tools or by clearing site data. This will log you out and reset preferences.
Under GDPR, you have the right to:
To exercise these rights, contact us at privacy@smartmoneyapi.com or use our contact form.
We may update this Cookie Policy as we add or change features, or as laws evolve. Updates will be reflected with a new "Last Updated" date. Material changes will be communicated via the cookie consent banner on your next visit.
Questions about our use of cookies? Contact us:
Email: privacy@smartmoneyapi.com
Contact form: smartmoneyapi.com/contact