Financial Disclaimer

1. Not Financial Advice

Smart Money API, operated by Ardit Tashi, is a data and analytics platform that provides market intelligence data including whale wallet tracking, derivatives analytics, on-chain metrics, and composite signals. None of this constitutes financial advice, investment advice, trading advice, or any other type of advice.

Smart Money API is not a regulated financial advisor, broker, dealer, investment adviser, or financial institution. We are not licensed or authorised to provide financial advice in any jurisdiction. The data and signals we provide are for informational and educational purposes only.

You should not make any financial or investment decision based solely on information from Smart Money API without first conducting your own independent research and, where appropriate, consulting a qualified financial advisor who understands your personal financial situation, objectives, and risk tolerance.

2. Risk Warning

Cryptocurrency trading and investing carries significant risks, including but not limited to:

• Market risk: Cryptocurrency prices are highly volatile and can change dramatically in short periods. You may lose a significant portion or all of your investment.
• Liquidity risk: Some cryptocurrency markets may have limited liquidity, making it difficult to execute trades at your desired price.
• Regulatory risk: The legal and regulatory status of cryptocurrencies varies by jurisdiction and is subject to change. New regulations could adversely affect prices and your ability to trade.
• Technology risk: Cryptocurrency wallets, exchanges, and smart contracts may contain vulnerabilities or bugs that could result in loss of funds.
• Counterparty risk: Cryptocurrency exchanges and custodians may fail, be hacked, or become insolvent, resulting in loss of funds.
• Leverage risk: Trading with leverage amplifies both gains and losses. Leveraged positions can be liquidated rapidly, resulting in total loss of your margin.
• Psychological risk: Trading decisions made under emotional stress or based on incomplete information frequently result in losses.
• Tax risk: Cryptocurrency transactions may be subject to capital gains tax, income tax, or other levies. Tax laws are complex and vary by jurisdiction. Consult a tax professional.

Before trading or investing, ensure you fully understand the risks involved and consider whether trading is appropriate given your experience, financial resources, and personal circumstances.

3. No Guarantees on Signals or Data

Smart Money API makes no representation or warranty, express or implied, that:

• Any signal, alert, indicator, or analysis provided will be profitable
• The data provided is complete, accurate, up-to-date, or fit for any particular purpose
• Whale wallet tracking identifies all significant market participants or their true intentions
• Derivative metrics will predict future price movements
• AI-generated analysis reflects actual market conditions or will prove accurate
• The Service will be available continuously or without errors

Market data is sourced from third-party exchanges (Bybit, Binance, Hyperliquid) and on-chain data providers. We do not control the accuracy or availability of these data sources. Exchange APIs may return delayed, incomplete, or erroneous data, and we cannot guarantee that all such errors will be detected or corrected.

4. Past Performance Is Not Indicative of Future Results

Any historical data, signal performance statistics, backtested results, or illustrative examples shown on Smart Money API are provided for informational and educational purposes only. Past performance of any signal, strategy, indicator, or trading approach is not indicative of and does not guarantee future results.

Market conditions change continuously. A signal or strategy that performed well in historical data may perform poorly or not at all in live trading due to:

• Changing market structure and liquidity conditions
• Regulatory changes affecting participant behaviour
• Changes in the broader macroeconomic environment
• Evolution of trading technology and algorithmic competition
• Transaction costs, slippage, and execution latency not reflected in historical analysis

Backtested or simulated performance results have inherent limitations and do not represent actual trading results.

5. Data Accuracy and Reliability

While we endeavour to provide accurate and timely data, Smart Money API cannot guarantee the accuracy, completeness, timeliness, or reliability of any data provided through the Service. Data may be subject to:

• Delays introduced by third-party exchange APIs or network latency
• Errors or gaps in exchange-reported data
• Misidentification of wallet ownership or intent
• Calculation errors in derived metrics or composite scores
• Service interruptions affecting data freshness

We recommend always cross-referencing Smart Money API data with multiple independent sources before making trading decisions. Current service reliability can be monitored at our status page.

6. User Responsibility

By using Smart Money API, you acknowledge and agree that:

• You are solely responsible for all trading and investment decisions you make, regardless of whether you used Smart Money API data as an input
• You have read and understood this disclaimer and accept the risks associated with cryptocurrency trading
• You have the financial means to absorb potential losses and are trading with capital you can afford to lose
• You will conduct your own independent research and due diligence before making any investment decision
• You will consult a qualified financial advisor if you require personalised investment guidance
• You will not hold Smart Money API liable for any financial losses incurred through your trading activities

7. Regulatory Notice

Smart Money API is not registered with, regulated by, or endorsed by any financial regulatory authority including the Financial Conduct Authority (FCA), Securities and Exchange Commission (SEC), Commodity Futures Trading Commission (CFTC), European Securities and Markets Authority (ESMA), or any other financial regulator.

The use of our Service may be restricted or prohibited in certain jurisdictions. It is your responsibility to ensure that your use of Smart Money API complies with the laws and regulations applicable in your country of residence. We do not represent that the Service is appropriate or available in all jurisdictions.

Users located in jurisdictions where cryptocurrency trading is restricted or prohibited should not use this Service.

8. Third-Party Content and Links

Smart Money API may reference, link to, or display content from third-party sources including exchange data, news outlets, or educational resources. We do not endorse, verify, or take responsibility for any third-party content. Links to external sites do not constitute an endorsement of those sites or their content.

Third-party data providers may change, delay, or discontinue data feeds without notice to us, and we assume no liability for any resulting inaccuracies in our Service.

9. Questions

If you have questions about this disclaimer or our Service, please contact us through our contact page or at support@smartmoneyapi.com.

This disclaimer is incorporated into and forms part of our Terms of Service.